Priya spent nine tax seasons preparing returns and keeping the books for freelancers, contractors and one-person LLCs — the clients big firms find too small and too messy to bother with. She has reconstructed a year of business from a shoebox of receipts more than once, and she developed a near-religious belief that the tax code is far less frightening once someone shows you which lines actually apply to you.
She is the writer friends text in April. Her specialty is the overlap most people dread — self-employment tax, quarterly estimates, deductions, payroll — explained in the order a real person encounters them. She writes to replace vague tax dread with a short, specific to-do list.
Break-Even Analysis for Small Business (With Examples)
The single number every owner should know: how many sales cover your costs. The break-even formula, a worked example, and three levers to reach profit sooner.
By Priya Raman Read article
Buy vs Lease Business Equipment: How to Decide
Buying builds an asset and can unlock a big tax write-off; leasing protects cash flow and dodges obsolescence. The real trade-offs, the tax angle, and which fits your business.
By Priya Raman Read article
How Tax Brackets Really Work (Marginal vs Effective)
No, a raise won't drop your take-home pay. How progressive tax brackets actually stack, the difference between your marginal and effective rate, and a worked example.
By Priya Raman Read article