Reference data

Financial reference tables

The numbers behind the calculators — federal tax brackets, the standard deduction, retirement contribution limits, RMD tables and loan limits. Each table is verified against its primary source (IRS, SSA, FHFA, HUD) and updated every year, with a link to the calculator that uses it.

Taxes

2026 & 2025 Federal Income Tax Brackets All seven rates and thresholds by filing status, 2026 and 2025, plus capital-gains breakpoints. View table 2026 & 2025 Standard Deduction Standard deduction by filing status for 2026 and 2025, plus the 65+/blind add-on. View table

Retirement & health

2026 Retirement Contribution Limits (401k, IRA, Roth) 401(k), IRA and Roth limits with catch-ups, super catch-up and income phase-outs. View table RMD Tables — IRS Uniform Lifetime & Single Life The full Uniform Lifetime and Single Life tables, RMD age, formula, deadlines and penalties. View table 2026 HSA & FSA Contribution Limits HSA and FSA limits, the HDHP rules that make you eligible, and HSA vs FSA. View table