15 calculators

Business Calculators

Break-even, cash flow, working capital, valuation and buy-versus-lease for operators and owners.

Running a business means living by a handful of numbers — and profit is an opinion while cash flow is a fact. These calculators put the essentials in front of you: your margins, your break-even point, the working capital your operation ties up, and what the business is worth.

Track cash flow, find the sales you need to break even, price from margin, and size the capital that keeps the doors open between a sale and getting paid.

Read the complete business guide
All 15 business calculators
Breakeven Analysis Calculator Find out how many and what price you must sell your product at to make a profit. Business Debt Consolidation Calculator Should your business consolidate its debt? Use this calculator to find out. Business Valuation - Discounted Cash Flow Calculator This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value. Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business. Commercial Loan Calculator Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved. Debt Service Coverage Calculator This tool calculates debt service and illustrates how debt service coverage ratios are impacted by changing income and capital assumptions. Equipment Buy vs. Lease Calculator Should you lease your equipment or finance it? Find out with this calculator! Financial Ratios Calculator This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Inventory Analysis Calculator Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders. Like Kind Exchange Calculator This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange. Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve a desired profit margin. Repossession of Personal Property from a Deferred Payment Sale Calculator If you have repossessed personal property from a deferred payment sale, you can use this calculator to determine the gain or loss. Repossession of Personal Property from an Installment Payment Sale Calculator If you have repossessed personal property with installment payments, you can use this calculator to determine the gain or loss. Repossession of Real Property Calculator If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis. Working Capital Needs Calculator Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Calculator FAQ
Which calculator should a new owner start with?

Start with the break-even calculator to find the sales you need to cover your costs, and the cash-flow calculator to watch the money that actually keeps the doors open between a sale and getting paid.

What is the difference between margin and markup here?

Margin is profit as a percentage of the selling price; markup is profit as a percentage of cost. The profit margin calculator shows both, so you do not accidentally underprice by confusing them.

Are these business calculators free?

Yes, all free with no sign-up. Model cash flow, margins, break-even, working capital and valuation as often as you need to run your numbers.