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10 calculators

Personal Finance

Net worth, budgets, debt-to-income and the everyday math of a healthier financial life.

Personal finance isn't complicated, but it is foundational: a simple budget, a growing net worth and a manageable debt load are the vital signs of a healthy financial life. These calculators track each one so you can see progress and act on it.

Calculate your net worth, build a budget that fits your take-home pay, and check the debt-to-income ratio lenders scrutinize before you apply for anything.

Read the complete personal guide
All 10 personal calculators
Basic Calculator This works just like a pocket calculator. Basic Financial Calculator This works just like a pocket financial calculator. In addition to arithmetic, it can also calculate present value, future value, payments or number of periods. Checkbook Balancer Balance your checkbook with this quick and easy calculator. Credit Assessment How is your credit? Use this calculator for a quick assessment! Debt to Income Ratio Use this calculator to determine your debt to income ratio, an important measure in determining your ability to get a loan. Home Budget Analysis Analyze your budget, see where your money goes and find out where you can improve! Life Expectancy This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices. Net Worth This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years. Should my spouse work? This calculator is designed to help you see the financial impact of having either one or two incomes for your household. Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.
Calculator FAQ
Which calculator should I start with?

Start with the budget calculator to see where your money goes, then the net worth calculator to track the big picture. Check your debt-to-income ratio before applying for any loan.

How often should I update these numbers?

Revisit your budget every couple of months and your net worth a few times a year. The trend over time matters far more than any single snapshot.

Are these calculators free?

Yes — every tool is free with no account or sign-up. Use them as often as you like to track your progress.

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