The library

238 calculators, eleven disciplines

Every tool runs on transparent, professional-grade financial math. Pick a discipline to dive in.

34

Mortgage Calculators

Run the numbers on home loans — payments, refinancing, points, ARMs and the rent-versus-buy question.

  • 15 vs. 30 Year Mortgage
  • 20 vs. 30 Year Mortgage
  • Adjustable Rate Mortgage Calculator
  • APR Calculator for Adjustable Rate Mortgages
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14

Auto Calculators

Price a vehicle the smart way: loan payments, rebates versus low-interest financing, leasing and early payoff.

  • Auto Loan Early Payoff Calculator
  • Auto Rebate vs. Low Interest Financing Calculator
  • Auto Refinance Interest Savings Calculator
  • Biweekly Payments for an Auto Loan Calculator
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15

Loan Calculators

Amortizing loans, balloon notes, lines of credit and commercial financing — modelled to the dollar.

  • 365/360 Loan Calculator
  • Alternative Payment Frequencies
  • Amortizing Loan Calculator
  • Balloon Loan Calculator
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13

Credit Cards & Debt

Pay down balances faster with snowball and avalanche strategies, consolidation and payoff planning.

  • Accelerated Debt Payoff Calculator
  • Consolidation Loan Investment Calculator
  • Cost-of-Debt Calculator
  • Credit Card Minimum Payment Calculator
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18

Savings Calculators

Grow what you keep: compound savings, CD ladders, emergency funds and goal-based plans.

  • Benefit of Spending Less Calculator
  • CD Ladder Calculator
  • Certificate of Deposit Calculator
  • College Savings Calculator
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30

Investment Calculators

Project returns, compare fees, weigh taxable versus tax-deferred and find your asset allocation.

  • Annual Rate of Return Calculator
  • Annual Stock Option Grants
  • Asset Allocation Calculator
  • Compare Investment Fees
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47

Retirement & Planning

401(k), Roth, IRA, RMDs and full retirement projections — the deepest set in the library.

  • 401(k) Calculator
  • 401(k) Contribution Effects on Your Paycheck Calculator
  • 401(k) Savings with Profit Sharing
  • 401(k) Spend It or Save It Calculator
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26

Tax Calculators

Estimate federal tax, marginal rates, self-employment tax and the savings from deductions.

  • 1040 Tax Calculator (Tax Year 2017)
  • 1040 Tax Calculator (Tax Year 2016)
  • 1040 Tax Calculator (Tax Year 2015)
  • 1040 Tax Calculator (Tax Year 2014)
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16

Insurance Calculators

Size your coverage: human life value, disability, long-term care and comprehensive life analysis.

  • Comprehensive Life Insurance Analysis
  • Disability Insurance
  • Fixed Annuity Calculator
  • Health Savings Account (HSA) Contribution Calculator
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15

Business Calculators

Break-even, cash flow, working capital, valuation and buy-versus-lease for operators and owners.

  • Breakeven Analysis Calculator
  • Business Debt Consolidation Calculator
  • Business Valuation - Discounted Cash Flow Calculator
  • Cash Flow Calculator
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10

Personal Finance

Net worth, budgets, debt-to-income and the everyday math of a healthier financial life.

  • Basic Calculator
  • Basic Financial Calculator
  • Checkbook Balancer
  • Credit Assessment
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