Employer Match
Money your employer adds to your retirement account based on what you contribute — effectively free money.
What does employer match mean?
A common formula is 50% of your contribution up to 6% of salary. Contributing at least enough to get the full match is one of the clearest wins in personal finance — declining it leaves guaranteed money on the table.
Put it to use
All glossary terms 401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up. 403(b) Savings Calculator If you are an employee of a non-profit tax-exempt organization, a 403(b) can be one of your best tools for creating a secure retirement.