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Personal & Business

Gross vs Net Income

Gross income is what you earn before deductions; net income is what you actually take home after taxes and withholdings.

What does gross vs net income mean?

Gross is the headline figure; net (take-home) is what lands in your account after taxes, FICA and benefit deductions. Budgets should be built on net income — the money you can actually spend.

Put it to use
Payroll Deductions Calculator Use this calculator to help you determine the impact of changing your payroll deductions. Payroll Net to Gross Calculator Determine the gross paycheck needed to provide a required net amount.
Related terms
Tax WithholdingFICA
All glossary terms